PayPal
 

I received a E-Mail that said it was from PayPal. It said some one overseas was trying to access our account. They wanted our credit card information. I called PayPal and they said it was a scam. Do not answer this E-Mail. PayPal will not ask for any credit card information by E-Mail.

Re: PayPal
 

That's a scam email. Don't reply and don't go to any of the links in the email. Just delete it or forward it to Paypal so they have a copy of it. You'll also get scam emails like that regarding your Ebay account.

Re: PayPal
 

i shut down my paypal account, im not confortable using until they can provide better security. ive considered setting up a bank account at a seperate bank from my own and only funding it when i have purchased something but its a major hassle to do so. im going postal money order on everything now.

Re: PayPal
 

I'm glad someone brought this up...I've been needing to vent about eBay/PayPal for a while now, and this is as good a time as any I suppose.

That's just one of many reasons why I refuse to deal with PayPal, and I'm getting seriously fed up with eBay as well. To be blunt, their "security" is a joke.

I hardly ever sell anything on eBay anymore because it's become such a giant hassle. I just listed a couple of things ~3 weeks ago, and since then I've gotten at least 1/2 dozen scam emails phishing for my info. It's always the same thing..."forward to spoof@ebay ", but I don't see where that's doing any good. As always, I expect these bogus emails will keep up for the next month or so, then die down again until the next time I list something on eBay, then I'm sure it'll start all over again. https://www.yenko.net/ubbthreads/imag...emlins/mad.gif

As such, I've decided to make my feedback private (even though it's 100%) as well as my auctions in (what I'm guessing is)a somewhat feeble attempt to protect my privacy as well as the privacy of those who've bid on my auctions and/or purchased from me. Unfortunately, this has apparently resulted in suspicion from several potential bidders. It's a no-win situation! https://www.yenko.net/ubbthreads/imag...s/confused.gif

I've nothing to hide, I'm just trying to protect the privacy of my bidders as well as my own since eBay can't seem to get a handle on it themselves.

Damned if you do, damned if you don't. https://www.yenko.net/ubbthreads/imag...lins/dunno.gif

And as far as Postal money orders go, I'm about to find out how much protection that offers as someone just stung me for a pretty nice chunk of $$$ courtesy of a USPS money order (not eBay related). I guess we'll see if Ol' Unkie really does go after scammers like they say they do.

*sigh*

I need a vacation.

Re: PayPal
 

One of the things I do when paying with PayPal (Which they discourage) is to "NOT" use my Bank Account for Payment, I have PayPal charge my American Express Card.....this way I have a Double Security Blanket......I could dispute through one or both https://www.yenko.net/ubbthreads/imag...ns/scholar.gif

Ken https://www.yenko.net/ubbthreads/imag...mlins/flag.gif

Re: PayPal
 

Ken, that's what I do, too! https://www.yenko.net/ubbthreads/imag...lins/beers.gif

Re: PayPal
 

[ QUOTE ]
That's just one of many reasons why I refuse to deal with PayPal, and I'm getting seriously fed up with eBay as well. To be blunt, their "security" is a joke.

I hardly ever sell anything on eBay anymore because it's become such a giant hassle. I just listed a couple of things ~3 weeks ago, and since then I've gotten at least 1/2 dozen scam emails phishing for my info. It's always the same thing..."forward to spoof@ebay ", but I don't see where that's doing any good. As always, I expect these bogus emails will keep up for the next month or so, then die down again until the next time I list something on eBay, then I'm sure it'll start all over again. https://www.yenko.net/ubbthreads/imag...emlins/mad.gifquote]

AMEN!.....AMEN! These are only a few of the reasons I quite messing with Ebay and use Paypal only on a very limited basis.

Although some will disagree with me, I've never strayed far from local/regional swap meets and/or dealing with members of this and other respected forums. I like to see first hand what I'am buying and talk to the seller in person. Yes, at times, I'll carry a large wad of American Greenbacks so I can pay Cash. If you're uncomfortable doing that you're in the wrong hobby! Swap meets are also great places to make trusted contacts for future transactions. After all, swap meets have been the 'back bone' of the car hobby from the beginning.

Thats my nickels' worth......enough said.

Re: PayPal
 

I've never had a problem with Paypal or with buying and selling on Ebay. But I got scammed by someone and I used USPS money orders and I'll still never see my money again so they are no safer than Paypal. Sure, everyone gets those bogus Paypal and Ebay emails by scammers phishing for your account, but you just ignore them and you won't have any problems. If someone insists on postal money orders, that's a red flag for me. I won't deal with someone that insists on money orders if they can't give me a real good reason for it. They want money orders because they can run down to the local WaWa and cash them in and you'll never see or hear from them again. Everything is a risk and you just have to gauge it or go by gut reaction. I sold my 68 Camaro with the LT1 to a guy in England off Ebay and everything went smooth.

Re: PayPal
 

[ QUOTE ]
If someone insists on postal money orders, that's a red flag for me. I won't deal with someone that insists on money orders if they can't give me a real good reason for it.

[/ QUOTE ]

Therein lies the problem for me. I don't take credit cards, and personal checks have to be held until they clear. That leaves PMO's as the most viable alternative, and my personal strong preference. If someone's willing to wait for their check to clear, fine...but quite often people want/need their items "yesterday."

And again, up until now I've relied on the "reassurance" that were something to go awry with a PMO that Ol' Unkie will be there to step in. Guess I'll find out soon enough.

Damn shame there's so many crooked lowlife scumbags on this twirling orb. But alas, that's another rant for another day.

Re: PayPal
 

[ QUOTE ]
If someone insists on postal money orders, that's a red flag for me. I won't deal with someone that insists on money orders if they can't give me a real good reason for it. They want money orders because they can run down to the local WaWa and cash them in and you'll never see or hear from them again.

[/ QUOTE ]


I accept Paypal on most of my auctions, but will insist on a post office money order on higher dollar amounts. The simple reason is due to the fees.

I can't swallow giving PayPal 3% when the amounts get up there. For example, 3% of $500 is $15.... why give up $15 just to receive the money through PayPal? It's a bit excessive.

Re: PayPal
 

[ QUOTE ]
Ken, that's what I do, too! https://www.yenko.net/ubbthreads/imag...lins/beers.gif

[/ QUOTE ]

Chevelle Guy's all think alike https://www.yenko.net/ubbthreads/imag...iggthumpup.gif

Ken https://www.yenko.net/ubbthreads/imag...mlins/flag.gif

Re: PayPal
 

only thing is, the dirt bags have figured out how to use there cards then after they get the item claim its junk or whatever and keep the item then have the charges get reversed, the seller gets hosed, sorry guys that do it that way but your crazy to except payment that way, unless its not very much dough...guy tried it on me a few weeks ago on a motor seemed real up and up until he insisted doing it that way, I said he could send a check or wire the dough then he stopped talking...hmmm

Re: PayPal
 

one thing to lok out for weather it be your credit card company or pay pal or even yenko asking for a password make sure of the url instead of paypal.com a scammer will use [email protected] or [email protected]
or [email protected] etc they include a little extra plus use the real site name hope this helps someone as my fingers are tierd now lol https://www.yenko.net/ubbthreads/imag...mlins/flag.gif

Re: PayPal
 

Allen, the 3% Paypal fee is for credit card payment. You can tell the buyer that you accept Paypal but not from a credit card. That way they need to hook their Paypal into a bank account to fund the payment and you don't get nailed for the 3% fee. If the item is expensive enough and the buyer wants to use the credit card for Paypal I will tell them to add the 3% to cover it. As for the Postal money orders, I could send you a money order and cancel it right away to get my money back and you wouldn't know it was no good until you went to cash it. There really is no truly safe way to pay for stuff. You need to be comfortable with the person you're dealing with.

Re: PayPal
 

Ken and Bruce...thats what I do...they don't make it easy for you to do it either !! But I would never use my bank account..in fact it pissed me off that I even had to use it for PayPal.

Re: PayPal
 

[ QUOTE ]
Allen, the 3% Paypal fee is for credit card payment. You can tell the buyer that you accept Paypal but not from a credit card. That way they need to hook their Paypal into a bank account to fund the payment and you don't get nailed for the 3% fee. If the item is expensive enough and the buyer wants to use the credit card for Paypal I will tell them to add the 3% to cover it. As for the Postal money orders, I could send you a money order and cancel it right away to get my money back and you wouldn't know it was no good until you went to cash it. There really is no truly safe way to pay for stuff. You need to be comfortable with the person you're dealing with.

[/ QUOTE ]

dont think so Jeff...they hose me 3% any time they touch the dough and then sit on it for three days collecting interest before flipping it in the account, nice deal wish i would have dreamed it up,dont matter how it comes to me its the same every time, I am with Allen its ok for little stuff but if its a spendy item I will pass and most people get cranky when you ask for the 3%...

Re: PayPal
 

3% for a safe transaction whats the problem? I use pay pal and recieve pay pal with over 200k in transactions and my moneys allways good . I dont have to wait to ship and my buyer dosent have to wait to get what they bought ,I guess thats why my auctions do so well I proubally get 5% more for the same item as someone who dosent take pay pal so im 2% better off

Re: PayPal
 

[ QUOTE ]
[ QUOTE ]
Allen, the 3% Paypal fee is for credit card payment. You can tell the buyer that you accept Paypal but not from a credit card. That way they need to hook their Paypal into a bank account to fund the payment and you don't get nailed for the 3% fee. If the item is expensive enough and the buyer wants to use the credit card for Paypal I will tell them to add the 3% to cover it. As for the Postal money orders, I could send you a money order and cancel it right away to get my money back and you wouldn't know it was no good until you went to cash it. There really is no truly safe way to pay for stuff. You need to be comfortable with the person you're dealing with.

[/ QUOTE ]

dont think so Jeff...they hose me 3% any time they touch the dough and then sit on it for three days collecting interest before flipping it in the account, nice deal wish i would have dreamed it up,dont matter how it comes to me its the same every time, I am with Allen its ok for little stuff but if its a spendy item I will pass and most people get cranky when you ask for the 3%...

[/ QUOTE ]

Hmmm, I thought it was just credit card payments that you receive that they take 2.9% but it appears they take that from all transactions received. I haven't been selling anything lately so I never noticed that. I guess the credit card thing doesn't make a difference.

Re: PayPal
 

[ QUOTE ]
... As for the Postal money orders, I could send you a money order and cancel it right away to get my money back and you wouldn't know it was no good until you went to cash it.

[/ QUOTE ]

How do you do that? At my post office, I give them cash and they print out a money order. Unless I hand the m.o. back to them, I don't believe they are going to give me back my cash...
-Sam

Re: PayPal
 

[ QUOTE ]
How do you do that? At my post office, I give them cash and they print out a money order. Unless I hand the m.o. back to them, I don't believe they are going to give me back my cash...
-Sam

[/ QUOTE ]


You fill out a form with the money order information and if it hasn't been cashed yet they will cancel it and send you back your money. Just like cancelling a cashier's or certified check. There is no truly safe way to send and receive money.

Re: PayPal
 

[/ QUOTE ]
And as far as Postal money orders go, I'm about to find out how much protection that offers as someone just stung me for a pretty nice chunk of $$$ courtesy of a USPS money order (not eBay related). I guess we'll see if Ol' Unkie really does go after scammers like they say they do.



[/ QUOTE ]

Hey, Just ask Mark Hassett. USPS and a potential Postmaster General investigation in Florida, ended several weeks bantering about a set of junk BB '941 heads a scammer had listed in Hemmings as a "perfect like new set". The guy was good and pushed the Hemmings fraud lady out of the way like she was not even there, but when the scammer found out the USPS was ready to investigate, he hacked up the money-fast. As for me, when I cannot see it and there is large $$ on the line I always use a USPS MO.

https://www.yenko.net/ubbthreads/imag...mlins/flag.gif

Phil https://www.yenko.net/ubbthreads/imag...lins/beers.gif

Re: PayPal
 

re: Postal Money Orders.....

[ QUOTE ]
You fill out a form with the money order information and if it hasn't been cashed yet they will cancel it and send you back your money.

[/ QUOTE ]

About that time is when they are gonna find their picture on a poster on the Post Office wall. Remember the guy from Angola that is gonna have Bubba as a roommate for pulling that kind of stuff? When that happens, they're gonna get the same thing they gave everyone else. https://www.yenko.net/ubbthreads/imag...mlins/wink.gif https://www.yenko.net/ubbthreads/imag...emlins/eek.gif

Re: PayPal
 

I believe the waiting period for the cash back on a postal money order is 30 days. They will not cash it earlier than that in my experience with a lost money order. The only way you could scam someone out of the cash with a money order is if they don't cash it in during the 30 day waiting period.

Re: PayPal
 

[ QUOTE ]
3% for a safe transaction whats the problem? I use pay pal and recieve pay pal with over 200k in transactions and my moneys allways good . I dont have to wait to ship and my buyer dosent have to wait to get what they bought ,I guess thats why my auctions do so well I proubally get 5% more for the same item as someone who dosent take pay pal so im 2% better off

[/ QUOTE ]


When the fee for receiving $500 is $15, that seems like a big penalty for convenience. Knowing that I've just paid Ebay the listing fee and commission, it stings a little to give them $15 more just to receive money that way.

Also, I had someone pay with Paypal and bogus account / credit card information. I got the payment right away, shipped right away, and then the money got yanked from my account a week later. Parts were gone, money was gone. Lesson learned. To be eligible for their seller protection policy, be sure to read it all and follow it to the letter.


Therefore, unless I've dealt with the person several times and am comfortable with them, I avoid accepting PayPal when the dollar amounts get higher.

Allen