[TimG]

This street downtown only has green lights, no left turn arrow or left turn lane. Being a young driver, she was used to turning left with a green light thinking the oncomming traffic would stop.
The Austin police don't ticket after an accident, I asked them to do it, but they refused. The girl admitted to turning in front of him and two witnesses stated that both directions had a green light and she should have yielded.
If she has minimum limits, it won't cover the damage.