[al8apex]

Originally Posted by 69LM1

Ok, that went south... Older guy I take it. Wife does all his banking. Does not trust out of towners.

Me: I'll wire you the money at noon.
Seller: Oh no. I don't trust wires I have to give my bank account info to you.
Me: Ok, I'll get you a cashiers check.
Seller: Oh... I don't trust those, people fake those.
Me: Who do you bank with?
Seller: Chase.
Me: Great. We have Chase banks here. What if I get cash and deposit directly into your account.
Seller: That works if I can give the teller my account info over the phone.
Me: Ok.

I go to my bank. Hey, need to withdraw 28k from my savings.
Bank: Why?
Me: None of your business, its not a loan, its my money and I want it.
Bank: We cant give you that much without home office approval.
Me: Get it or give me ALL of my savings, checking and oh, my business accounts too.
Bank Branch Manager: Mr. 69LM1, why do you want this much cash?
Me: Like I said, none of your business.
Bank Branch Manager: Ok, I'll get it for you, but we will have to report this. We also have to go into the vault for this much money. Do you need it all now?
Me: Rolling eyes, whatever. Yes. I need it now. Today.

Get the cash finally. Go to Chase Bank.

Me: Hi, (plops $28,000 onto the cashiers counter) I'd like to deposit this into a account for one of your customers.
Chase: Sir, are you listed on the account?
Me: No. I am buying a car from someone who banks with you.
Chase: Why don't you send a wire?
Me: (rolling eyes) your customer does not trust them, and before you ask, no, he does not trust cashiers checks either.
Chase: Sir, it is against the law to deposit that much money into a account that does not belong to you. We cannot do that. In fact this is supposed to be reported.

Me: Screw it.

Back to my bank.

Me: (Plops $28,000 back onto counter) I'd like to redeposit this back into my account. Please.

Teller: Rolls Eyes.

Waiting for the DHS knock any moment......


Rich

My son tried to repay a $60, sixty dollar "loan" to me and ran into the same thing, not a signor on the account, he can't deposit 10 cents (cash). It was ok for him to deposit the $60 via a check though ... I was told that these banks are trying to avoid money "laundering"

wtf?