I always used Paypal, thinking that it was a Good, Safe way to transfer Money.....Which it is......Plus....I never let them take the money directly from my Bank Account, I always used American Express as my Funding source thinking that I would have a Double Guarantee and could challange a "Problem" by denying payment thru Amex...
Well, I bought and Paid (thru PayPal) for some Items and never received them........I went to the Paypal Resolution Center and filed a Dispute about non delivery (Remember.....They always say it the Safe, Protected way to Pay)....After 5 weeks I was informed by PayPal that the Dispute was Ruled in my Favor, But......I would only get a Refund if the Seller returned the Money to Paypal.....But, Since they either changed Identities or were no longer a Registered Seller on Ebay........The Chances were very slim that I would ever see any Money.....
So.......I thought....No Big Deal as I would deny Payment to Amex.........Ends up if I did that, Paypal would Freeze My account and would end up being in a "Pissing" Contest with them......Guess who would end up on the Short end....
In the End I decided to just write it off as it wasn't worth the "Hassle" .......So Much for the Safe Way to pay.............
..........Although....Many dealings on Ebay and having being burned by just one "Jerk" I guess isn't that Bad...
Ken