William,
Would love to hear comments on the last post about the insurance / copays. I know it is off topic a little but was hoping to understand a little better how this could have happened.
I DO know that LONG TERM care can completely wipe out a persons savings before medicAID kicks in. That is a travesty in itself, even if there is a surviving spouse they will "spend down" most of your savings / assets before they start to pay for a persons long term care. Probably not a fun topic vs. cars and garages but......
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