[Lee Stewart]

Here is how much violations raise typical car insurance rates.

• Hit and run: 82.2% ($1,209)
• Refusal of breathalyzer/chemical test: 74.1% ($1,089)
• DUI: 73.9% ($1,086)
• Racing: 73.7% ($1,084)
• Reckless driving: 70.4% ($1,034)
• Driving with a suspended license: 62.4% ($918)
• At-fault accident: 42.0% ($617)
• Driving with an open container: 34.9% ($513)
• Operating a vehicle without permission: 32.8% ($482)
• Passing a school bus: 27.0% ($398)
• Improper passing: 23.4% ($344)
• Following too closely: 23.3% ($342)
• Speeding*: 23.2% ($341)
• Failure to stop at a red light: 22.7% ($333)
• Illegal turn: 22.6% ($332)
• Driving wrong way/wrong lane: 22.5% ($331)
• Failure to yield: 22.4% ($330)
• Speeding in school zone: 21.0% ($308)
• Driving too slowly: 20.7% ($305)
• Distracted driving/cellphone violation: 19.7% ($290)
• Driving with expired registration: 10.9% ($161)
• Failure to show documents: 8.7% ($128)
• Not-at-fault accident: 6.7% ($98)
• Failure to use child safety restraint: 4.3% ($63)
• Failure to wear a seat belt: 4.0% ($59)
• Driving without lights: 3.4% ($51)