[EZ Nova]

Ziggy, I'm about 1 hr west of you and been with Hagerty for my cars about 5 years now.
Few things for you to look/think about:

1. Make sure your policy has 19A rating for loss/replacement. It's the agreed value rider of the policy that even with or WITHOUT a recent appraisal you still have coverage to the agreed amount on the policy, which your paying premiums for anyway.

2. There are other companies with what I've seen with better coverage and less restriction then Hagerty. They are also about 1/2 the price of Hagerty's yearly premium. BUT the 2 I heard of require an appraisal, either every 3 or 5 years. So at about roughly $500.00 give or take, it might be wise to look into that. AND they don't have that extra $40.00/yr Hagerty "fee". Your car being "stock" and not modified would work elsewhere.

I didn't swap my insurance on my previous car as it wasn't worth it $$$ wise. It was 19A @ $27,000.00. So it was only $233./yr. So would have taken too much to get the $$$ back. My current car, 1967 Nova SS is class "modified" with all the stuff changed, like BB 427, Heidts front clip, mini-tubbed. BUt once I get my other 2 Nova's ready (1966 SS BIG BIG motor tubbed X-racecar and 1969 SS396 with ZL-1), I will get all 3 appraised and see who offers the best for my. Current 1967 with "modified" coverage is $600.00/yr roughly.

If you want for future info, I'm with Zehr (like the grocery store name) insurance brokers in New Hamburg Ontario. Out by Kitchener/London area. I have NEVER been to the office. Just phone and email conversations. I have moved ALL my insurances there in the last 4 years (house, car and motorcycle) as there coverage per dollar was alot better then Statefarm I was with for 33+ yrs. Can speak with Richard Zehr and let them know I sent you.

NOW lets see some Nova pictures PLEASE, John Clawsie