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Old 10-27-2019, 10:14 AM
Crush Crush is offline
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Default Car insurance

For those of you that live in the snowy climates and store cars for up to 6 months, what do you do about auto insurance?
Thx
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Old 10-27-2019, 12:39 PM
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L_e_e L_e_e is offline
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I have full coverage year round.
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Old 10-27-2019, 01:18 PM
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Steve Shauger Steve Shauger is offline
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Quote:
Originally Posted by Crush View Post
For those of you that live in the snowy climates and store cars for up to 6 months, what do you do about auto insurance?
Thx

MK insurance is fantastic and happen to be a site Sponsor. Speak to Tami or Jackie. They go above and beyond with fabulous pricing and service. Here's there forum link

https://www.yenko.net/forum/showthre...=103273&page=2 or click on their banners.
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Old 10-27-2019, 01:41 PM
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Quote:
Originally Posted by Steve Shauger View Post
MK insurance is fantastic and happen to be a site Sponsor. Speak to Tami or Jackie. They go above and beyond with fabulous pricing and service. Here's there forum link

https://www.yenko.net/forum/showthre...=103273&page=2 or click on their banners.


Agreed - their year round collector car coverage policy was less expensive than starting and stopping a conventional policy.
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Old 10-27-2019, 01:52 PM
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Another vote for MK. No reason to use anything but year round. What if you have a fire?
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Old 10-27-2019, 03:07 PM
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I use condon skelly. Tried MK but their price was higher for me.
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Old 10-27-2019, 03:41 PM
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Thanks everyone. I am leaning towards cancelling as many of the cars are driven less than 3k a year and stored most of the time.
I’ll get a price from Mk.
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Old 10-27-2019, 04:04 PM
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You know how Murphy's Law works. Once you cancel the policy and the car is in storage, the gremlins employed by Murphy Inc., will target your car for expedited destruction.

Maybe drop collision coverage but never drop the comprehensive coverage for fire/theft/vandalism/roof falling in/flood/meteorite hits/spontaneous combustion...

I use MK and they have been awesome. Especially when I have had claims - like when I opened the door on my Gramma's Firebird, into the cinderblock foundation ledge of my garage during the winter several years ago. They fully paid to repaint half the car to make sure the paint blend was good- all for a "simple" door edge chip. With a zero $ deductible.

P.S. Tell Tamra at MK I said hi.

And make sure you mention you are a member of this website. You'll get a 5% club discount on your policy.

Last edited by njsteve; 10-27-2019 at 04:08 PM.
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Old 10-27-2019, 04:04 PM
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Your a braver man than me Crush. I insure my cars year round with MK as well even though I only put a few hundred miles a year on each. The risk of fire, theft or building damage is too great to ignore IMO.
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Old 10-27-2019, 04:56 PM
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----I've had a shop fire of some proportion and after dealing with 3 vehicles without insurance, I will never do that again! It took the better part of two years to mentally get over it, and the fire was not remotely my fault...….Bill S
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